All Articles
Browse our latest and favorite articles by category.
Auto Insurance
Why Your Car Insurance Goes Up After an Accident (And What to Do)
A single at-fault accident can raise your rates by 40% for the next 3-5 years. Here's how to minimize the damage.
How Much Car Insurance Do You Actually Need?
State minimums leave you exposed to devastating lawsuits, but full coverage can be overkill.
The 7 Car Insurance Discounts You're Probably Missing
Most drivers overpay for car insurance by $400+ annually by not asking for discounts they already qualify for.
How Much Will Your Car Insurance Really Cost in 2025?
Average car insurance rates are up nearly 25% since last year. Here's what you should actually expect to pay.
Debt
Debt Snowball vs Avalanche: Which Method Actually Works?
One method saves more money. The other one keeps you motivated. Here's how to choose.
Balance Transfer Cards: The Right Way to Use 0% APR
A 0% balance transfer can save thousands in interest. But one mistake turns this strategy into an expensive trap.
The Debt Payoff Strategy That Actually Works
Forget the complicated systems. This straightforward approach helps most people pay off debt faster and stay motivated.
Gold Investing
Should You Buy Physical Gold or Gold ETFs?
Both approaches give you gold exposure, but the costs, risks, and practical differences are enormous.
Gold IRAs: Tax Shelter or Expensive Mistake?
Gold IRA companies spend millions on advertising. Here's what they're not telling you about fees and restrictions.
Gold Investment 101: What Actually Makes Sense in 2025
Gold hit record highs this year, but that doesn't mean you should rush to buy. Here's how to think about gold as part of your portfolio.
Home Insurance
The Hidden Costs of Filing a Home Insurance Claim
A $3,000 roof claim can cost you $5,000+ in increased premiums over the next five years.
What Your Home Insurance Actually Won't Cover
Filing a claim only to discover you're not covered is devastating. Here are the gaps nobody explains upfront.
Why Home Insurance Companies Are Dropping Customers
Non-renewal notices are up 50% in some states. Here's why insurers are pulling out of markets—and what it means for your coverage.
Home Services
Why Your Plumber Charges $200 Just to Show Up
Service call fees feel like a ripoff until you understand the economics of running a trades business.
HVAC Replacement: The $10,000 Decision Nobody Wants to Make
Your AC died in July. Here's how to navigate the most stressful home repair without getting gouged.
The Real Cost of Delaying That Roof Repair
A small roof leak might not seem urgent, but waiting six months could turn a $2,000 fix into a $15,000 disaster.
Mortgage
Fixed vs ARM Mortgages: Which One Wins in 2025?
Adjustable rate mortgages are back with tempting initial rates, but the risk calculation has changed.
When Refinancing Your Mortgage Actually Makes Sense
Refinancing isn't just about lower rates. Here's how to know if it's worth the hassle and fees.
Is a HELOC Worth It Right Now? The Math Might Surprise You
With interest rates where they are, HELOCs aren't the obvious choice they used to be. But for some homeowners, they're still the smartest move.